
Cabo Bermejo.
ESTEPONA
Seaview With Direct access to the Beach.
Investor’s Summary
Category: Real Estate
Horizon: 10 Months
Investing from: >€50K
Yearly ROI: 7-19%
Start: 23Q3
La Costa del Sol
One of the most sought-after Pearls of La Costa Del Sol.
€234 Billion
what Europeans invested in Costa.
€234 Billion
what Europeans invested in Costa.
€234 Billion
what Europeans invested in Costa.
Estepona is famous for its beautiful landscape and nature together with itd jet set lifestyle and high end atmosphere.
Estepona offers not just luxury but also plenty of attractive activities for Families, Golfers, Outdoor- and Water sport enthusiasts.
La Costa Del Sol
Málaga and its region are recognised as one of the most Vibrant & Promising regions in the EU.
Known for its idyllic beaches, lively culture, and delicious food, Malaga is proving popular with visitors looking for less apparent cities to visit this year.
Corporates like Google, Vodafone, PWC, Ericsson, and Accenture are moving departments & assets here.
The companies are looking for a balance between lifestyle quality and professional opportunities.
Malaga International Airport
Direct Flight New York - Málaga (United Airlines)
1-in-4 Real Estate Buyers are Foreigners.
Top-5 are from UK, Germany, Denmark, Sweden, and Belgium
Cabo Bermejo
A Luxury Apartment Complex
in Estepona.
123 Apartments
€750K - €2.2M
Next to beach
Málaga Center - 15min
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The Mortgage Right
Spain’s Mortgage Right is an Interesting Element in the Real Estate Landscape.
In Spain, it is possible to register a Mortgage Charge over the property if the Money is “Leant” to buy the property. It will have to reflect the Loan Agreement (Interest rate, amount, maximum date…etc) The Borrower has to have a Tax Identification Number (For a BV = CIF / For a physical person an NIE number).
The costs to register the Mortgage Charges are 1.2% Stamp Duty Tax over the Full responsibility of the Loan, Notary, Registry, and Tramitation Fees. It can be a Unilateral Declaration, but in order to register it at the Land Registry, the Borrower has to RATIFY the Deeds in 1 month. This can be done at a Notary in Holland.
When a Mortgage Charge is registered, it is public Information. The Buyer can't say he didn't know it existed. The mortgage charge needs to be registered over the property at the Land registry office. The standard procedure in Spain is that the Bank/Lender comes to the Notary on the day COMPLETION takes place with your buyer, and receives a cheque (Bankers draft), from the buyer, to cover the debt. At that moment the Bank/Lender/Investor has to sign that he has received the full amount owed and that the Mortgage charge can be unregistered.
A Mortgage Charge, registered over the property at the Land Registry Office is the best guarantee for the Lender. If he does not receive the money, your buyer will be taking over the payment obligations of the debt. If the debt is not paid, the LENDER has an execution right to put the property up for Pubic Auction to receive the money owed.
Our Journey Together
1
Share-Of-Opportunities
We share our best Opportunities within our core group of investors.
2
Potential & Conditions
Based on your investable capital, situation, duration, interest rates, terms, etc., we draw up our agreement.
3
Signature & Investment
After the ink of your signature is dry, we receive your investment.
>70% of total investment might request First Mortgage Right.
4
Interest & Results
As per our agreement, we deposit your monthly interest in your account.
5
Profits & Beyond
After the expiration date we liquidate the investment, return your initial investment plus your share-of-profit, and we both evaluate and look forward to continuing our successful journey together.
CONQUÈR
Conquèr - We believe the best way we can serve you is by taking ‘quèr’ of the Right things.
Conquèring your dream with & for you.
‘The Accent in the Right Places.’
Delano Appels
Partner
Lorenzo Tjon
Partner

www.conquer.nl/cabobermejo